Financing

Whether for your own home or as an investment: the financing determines over decades what your property really costs. As an untied broker I compare the terms of hundreds of banks for you – and stay at your side until the funds are paid out.

  • Top interest rates – compared for you daily
  • Hundreds of banks in check – more choice, more advantages
  • Personal advice – we accompany you from A to Z

Purchase – for your own use or as an investment

Fixed-rate period, repayment rate, special repayments, equity contribution: every lever changes the total cost. We build the financing so that it fits your life plan – not the other way round.

Follow-up financing and refinancing

When your fixed-rate period ends, switching banks is often the cheapest option. With a forward loan, conditions can be secured several years in advance.

Modernisation and energy-efficient renovation

For insulation, heating replacement or photovoltaics there are low-interest programmes and grants from KfW and BAFA. I check which subsidy fits your project and combine it with the right financing.

New builds and developers

Land purchase, construction costs and disbursement according to construction progress need financing that grows with the project – including commitment interest and reserves for the unexpected.

  • Daily comparison of more than 500 banks, insurers and fund companies
  • One enquiry, many offers – with no effect on your credit rating
  • Support from the first calculation to disbursement
  • Review of subsidy programmes (KfW, BAFA, state bank)

How we work together

Three steps, no small print. After each step you decide whether to continue.

  1. Initial consultation

    About 30 minutes, free of charge, in Stockach or by video call. We clarify your situation, your goals and what you expect from advice.

  2. Analysis and recommendation

    You receive a written evaluation with concrete, comprehensible recommendations – including costs, risks and alternatives.

  3. Implementation and support

    I implement with you what you have decided and stay at your side: through market movements as well as changes in your life.

Let us talk about your wealth.

An initial consultation takes about 30 minutes, is non-binding and free of charge. In Stockach or by video call.